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  • Simple, fast in-home, in-store or online application and credit decisions
  • Immediate access to revolving credit line upon approval
  • Power to make home improvement purchases today instead of delaying project plans
  • Easy-to-use account management and bill payment options

Money-managing features

  • Convenient monthly credit card payments
  • Opportunity to pay for your projects over time
  • Competitive interest rates


 Stability and service

  • Stable, reliable financial services company
  • Superior cardholder service

Plus, eligible cardholders receive free access to their FICO® Credit Score using Wells Fargo Mobile® Banking, factors that affected it, and personalized Wells Fargo credit tips

Contact a Holland Heating representative for additional information and to discuss all options available for your HVAC financing.

(810) 653-4328

HVAC Financing Options

Don’t let a major expense disrupt your life. Affording an HVAC system that keeps you comfortable in your own home shouldn’t feel like a pipe dream. Microf has helped thousands of customers just like you find flexible and affordable HVAC financing solutions. Microf provides options for people with poor credit history.